The following table provides an overview of gross Insurance premiums earned for the year ended 31 December.
 Download XLS |
|
2007 |
2006 |
2005 |
|
|
|
|
Life insurance |
9,688 |
9,147 |
8,256 |
Non-life insurance |
5,385 |
4,936 |
4,788 |
Other insurance and eliminations |
(52) |
(34) |
(64) |
Total gross earned premiums from insurance activities |
15,021 |
14,049 |
12,980 |
Insurance premiums earned from banking activities |
9 |
12 |
13 |
Eliminations |
(96) |
(77) |
(74) |
Total gross earned premiums |
14,934 |
13,984 |
12,919 |
The table below shows the details of Life insurance premiums for the year ended 31 December.
| Download XLS |
|
2007 |
2006 |
2005 |
|
|
|
|
Unit-linked insurance contracts |
|
|
|
Single written premiums |
380 |
58 |
52 |
Periodic written premiums |
246 |
175 |
155 |
Group business total |
626 |
233 |
207 |
Single written premiums |
275 |
268 |
204 |
Periodic written premiums |
929 |
913 |
906 |
Individual business total |
1,204 |
1,181 |
1,110 |
Total unit-linked insurance contracts |
1,830 |
1,414 |
1,317 |
|
|
|
|
Non unit-linked insurance contracts |
|
|
|
Single written premiums |
394 |
976 |
438 |
Periodic written premiums |
835 |
909 |
826 |
Group business total |
1,229 |
1,885 |
1,264 |
Single written premiums |
1,501 |
1,315 |
960 |
Periodic written premiums |
1,278 |
1,136 |
1,237 |
Individual business total |
2,779 |
2,451 |
2,197 |
Total non unit-linked insurance contracts |
4,008 |
4,336 |
3,461 |
|
|
|
|
Investment contracts with DPF |
|
|
|
Single written premiums |
3,497 |
3,072 |
2,888 |
Periodic written premiums |
353 |
325 |
590 |
Total investment contracts with DPF |
3,850 |
3,397 |
3,478 |
|
|
|
|
Total gross premiums Life insurance |
9,688 |
9,147 |
8,256 |
|
|
|
|
Premium inflow recognised in income statement |
9,688 |
9,147 |
8,256 |
Premium inflow deposit accounting |
3,481 |
2,978 |
3,225 |
Total premium inflow Life insurance |
13,169 |
12,125 |
11,481 |
Total premium inflow Life insurance is gross premiums received by insurance companies for issued insurance and investment contracts. Premium inflow of insurance contracts and investment contracts with DPF is recognised in the income statement. Premium inflow of investment contracts without DPF, mainly unit-linked contracts, is – after deduction of fees – directly recognised as liabilities (deposit accounting). Fees are recognised as fee income in the income statement.
The table below shows the details of Non-life insurance premiums for the year ended 31 December. Premiums for motor, fire and other damage to property and other are grouped in Property & Casualty.
| Download XLS |
|
Accident & |
Property & |
|
|
Health |
Casualty |
Total |
2007 |
|
|
|
1,727 |
3,756 |
5,483 |
|
Change in unearned premiums, gross |
(24) |
(74) |
(98) |
Gross earned premiums |
1,703 |
3,682 |
5,385 |
Ceded reinsurance premiums |
(195) |
(334) |
(529) |
Reinsurers' share of unearned premiums |
(1) |
|
(1) |
Net earned premiums Non-life insurance |
1,507 |
3,348 |
4,855 |
|
|
|
|
|
|
|
|
2006 |
|
|
|
Gross written premiums |
1,540 |
3,493 |
5,033 |
Change in unearned premiums, gross |
(10) |
(87) |
(97) |
Gross earned premiums |
1,530 |
3,406 |
4,936 |
Ceded reinsurance premiums |
(192) |
(298) |
(490) |
Reinsurers' share of unearned premiums |
(12) |
(6) |
(18) |
Net earned premiums Non-life insurance |
1,326 |
3,102 |
4,428 |
|
|
|
|
2005 |
|
|
|
Gross written premiums |
1,498 |
3,277 |
4,775 |
Change in unearned premiums, gross |
11 |
2 |
13 |
Gross earned premiums |
1,509 |
3,279 |
4,788 |
Ceded reinsurance premiums |
(166) |
(388) |
(554) |
Reinsurers' share of unearned premiums |
(75) |
5 |
(70) |
Net earned premiums Non-life insurance |
1,268 |
2,896 |
4,164 |
Below is a breakdown of the Non-life gross earned premiums by reporting segment.
| Download XLS |
|
Accident & |
Property & |
|
|
Health |
Casualty |
Total |
2007 |
|
|
|
Insurance Belgium |
392 |
965 |
1,357 |
Insurance Netherlands |
1,108 |
982 |
2,090 |
Insurance International |
203 |
1,735 |
1,938 |
Gross earned premiums Non-life insurance |
1,703 |
3,682 |
5,385 |
|
|
|
|
|
|
|
|
2006 |
|
|
|
Insurance Belgium |
367 |
886 |
1,253 |
Insurance Netherlands |
959 |
985 |
1,944 |
Insurance International |
204 |
1,535 |
1,739 |
Gross earned premiums Non-life insurance |
1,530 |
3,406 |
4,936 |
|
|
|
|
2005 |
|
|
|
Insurance Belgium |
329 |
830 |
1,159 |
Insurance Netherlands |
1,003 |
986 |
1,989 |
Insurance International |
177 |
1,463 |
1,640 |
Gross earned premiums Non-life insurance |
1,509 |
3,279 |
4,788 |
