Cash includes cash on hand, available balances with central banks and other financial instruments with a term of less than three months from the date on which they were acquired. The composition of Cash and cash equivalents was as follows as at 31 December:
 Download XLS |
|
|
|
General (incl. |
|
|
Banking |
Insurance |
eliminations) |
Total |
31 December 2007 |
|
|
|
|
Cash on hand |
761 |
21 |
|
782 |
Balances with central banks readily convertible in cash other than mandatory reserve deposits |
795 |
|
|
795 |
Due from banks |
20,125 |
2,227 |
(1,639) |
20,713 |
Due from customers, current accounts |
4,028 |
|
(1,049) |
2,979 |
Other |
1,294 |
65 |
(267) |
1,092 |
Total |
27,003 |
2,313 |
(2,955) |
26,361 |
Less: impairments incurred but not reported (IBNR) |
(1) |
|
|
(1) |
Total cash and cash equivalents |
27,002 |
2,313 |
(2,955) |
26,360 |
|
|
|
|
|
31 December 2006 |
|
|
|
|
Cash on hand |
586 |
4 |
|
590 |
Balances with central banks readily convertible in cash other than mandatory reserve deposits |
322 |
|
|
322 |
Due from banks |
14,224 |
1,843 |
(1,299) |
14,768 |
Due from customers, current accounts |
3,932 |
|
(983) |
2,949 |
Other |
1,728 |
393 |
(336) |
1,785 |
Total |
20,792 |
2,240 |
(2,618) |
20,414 |
Less: impairments incurred but not reported (IBNR) |
(1) |
|
|
(1) |
Total cash and cash equivalents |
20,791 |
2,240 |
(2,618) |
20,413 |
|
|
|
|
|
31 December 2005 |
|
|
|
|
Cash on hand |
544 |
87 |
|
631 |
Balances with central banks readily convertible in cash other than mandatory reserve deposits |
1,360 |
|
|
1,360 |
Due from banks |
15,404 |
2,304 |
(1,707) |
16,001 |
Due from customers, current accounts |
5,540 |
|
(3,655) |
1,885 |
Other |
2,746 |
30 |
(831) |
1,945 |
Total cash and cash equivalents |
25,594 |
2,421 |
(6,193) |
21,822 |
In the line Other is EUR 348 million (2006: EUR 700 million; 2005: EUR 541 million) included relating to money market paper.
The average book value of Cash and cash equivalents for 2007 amounted to EUR 23,557 million (2006: EUR 23,115 million; 2005: EUR 26,784 million). The average yield in 2007 was 4.2% (2006: 2.9%; 2005: 1.9%).
