 Download XLS |
|
2007 |
|||
|
Life |
Non-life |
Eliminations |
Total |
Income |
|
|
|
|
Interest income |
3,056 |
466 |
(10) |
3,512 |
Insurance premiums |
9,688 |
5,385 |
(52) |
15,021 |
Dividend and other investment income |
799 |
93 |
(16) |
876 |
Share in result of associates and joint ventures |
87 |
7 |
|
94 |
Realised capital gains (losses) on investments |
1,067 |
160 |
|
1,227 |
Other realised and unrealised gains and losses |
(180) |
(26) |
|
(206) |
Fee and commission income |
306 |
241 |
(2) |
545 |
Income related to investments for unit-linked contracts |
626 |
|
|
626 |
Other income |
298 |
422 |
(32) |
688 |
Total income |
15,747 |
6,748 |
(112) |
22,383 |
|
|
|
|
|
Expenses |
|
|
|
|
Interest expense |
(721) |
(139) |
9 |
(851) |
Insurance claims and benefits |
(10,166) |
(4,141) |
51 |
(14,256) |
Charges related to unit-linked contracts |
(1,426) |
|
|
(1,426) |
Change in impairments |
(170) |
(37) |
|
(207) |
Fee and commission expense |
(606) |
(931) |
2 |
(1,535) |
Depreciation and amortisation of tangible and intangible assets |
(186) |
(45) |
|
(231) |
Staff expenses |
(454) |
(438) |
|
(892) |
Other expenses |
(705) |
(556) |
44 |
(1,217) |
Total expenses |
(14,434) |
(6,287) |
106 |
(20,615) |
|
|
|
|
|
Profit before taxation |
1,313 |
461 |
(6) |
1,768 |
Income tax expense |
(90) |
(93) |
|
(183) |
Net profit for the period |
1,223 |
368 |
(6) |
1,585 |
|
|
|
|
|
Net gain on discontinued operations |
826 |
187 |
|
1,013 |
|
|
|
|
|
Net profit before minority interests |
2,049 |
555 |
(6) |
2,598 |
Net profit attributable to minority interests |
54 |
10 |
|
64 |
Net profit attributable to shareholders |
1,995 |
545 |
(6) |
2,534 |
|
|
|
|
|
Total income from external customers |
15,170 |
6,598 |
|
21,768 |
Total income internal |
577 |
150 |
(112) |
615 |
Total income |
15,747 |
6,748 |
(112) |
22,383 |
Non-cash expenses (excl. depreciation & amortisation) |
(816) |
(84) |
|
(900) |
|
|
|
|
|
|
|
|
|
|
|
2006 |
|||
|
Life |
Non-life |
Eliminations |
Total |
Income |
|
|
|
|
Interest income |
2,772 |
408 |
(13) |
3,167 |
Insurance premiums |
9,147 |
4,936 |
(34) |
14,049 |
Dividend and other investment income |
717 |
101 |
(22) |
796 |
Share in result of associates and joint ventures |
42 |
9 |
|
51 |
Realised capital gains (losses) on investments |
510 |
66 |
|
576 |
Other realised and unrealised gains and losses |
(6) |
(11) |
|
(17) |
Fee and commission income |
256 |
222 |
|
478 |
Income related to investments for unit-linked contracts |
1,949 |
|
|
1,949 |
Other income |
214 |
331 |
(26) |
519 |
Total income |
15,601 |
6,062 |
(95) |
21,568 |
|
|
|
|
|
Expenses |
|
|
|
|
Interest expense |
(476) |
(102) |
13 |
(565) |
Insurance claims and benefits |
(9,883) |
(3,458) |
35 |
(13,306) |
Charges related to unit-linked contracts |
(2,374) |
|
|
(2,374) |
Change in impairments |
(29) |
(7) |
|
(36) |
Fee and commission expense |
(546) |
(884) |
|
(1,430) |
Depreciation and amortisation of tangible and intangible assets |
(181) |
(45) |
|
(226) |
Staff expenses |
(399) |
(412) |
|
(811) |
Other expenses |
(600) |
(477) |
47 |
(1,030) |
Total expenses |
(14,488) |
(5,385) |
95 |
(19,778) |
|
|
|
|
|
Profit before taxation |
1,113 |
677 |
|
1,790 |
Income tax expense |
(204) |
(186) |
|
(390) |
Net profit for the period |
909 |
491 |
|
1,400 |
|
|
|
|
|
Net gain on discontinued operations |
48 |
13 |
|
61 |
|
|
|
|
|
Net profit before minority interests |
957 |
504 |
|
1,461 |
Net profit attributable to minority interests |
33 |
8 |
|
41 |
Net profit attributable to shareholders |
924 |
496 |
|
1,420 |
|
|
|
|
|
Total income from external customers |
15,306 |
5,987 |
|
21,293 |
Total income internal |
343 |
88 |
(95) |
336 |
Total income |
15,649 |
6,075 |
(95) |
21,629 |
Non-cash expenses (excl. depreciation & amortisation) |
(481) |
(72) |
|
(553) |
|
|
|
|
|
|
|
|
|
|
|
2005 |
|||
|
Life |
Non-life |
Eliminations |
Total |
Income |
|
|
|
|
Interest income |
2,391 |
373 |
(61) |
2,703 |
Insurance premiums |
8,256 |
4,788 |
(64) |
12,980 |
Dividend and other investment income |
654 |
97 |
(15) |
736 |
Share in result of associates and joint ventures |
15 |
8 |
|
23 |
Realised capital gains (losses) on investments |
404 |
89 |
|
493 |
Other realised and unrealised gains and losses |
18 |
(2) |
|
16 |
Fee and commission income |
219 |
207 |
(11) |
415 |
Income related to investments for unit-linked contracts |
3,255 |
|
|
3,255 |
Other income |
198 |
312 |
(29) |
481 |
Total income |
15,410 |
5,872 |
(180) |
21,102 |
|
|
|
|
|
Expenses |
|
|
|
|
Interest expense |
(522) |
(44) |
61 |
(505) |
Insurance claims and benefits |
(8,591) |
(3,411) |
58 |
(11,944) |
Charges related to unit-linked contracts |
(3,709) |
|
|
(3,709) |
Change in impairments |
(35) |
9 |
|
(26) |
Fee and commission expense |
(378) |
(829) |
11 |
(1,196) |
Depreciation and amortisation of tangible and intangible assets |
(195) |
(45) |
|
(240) |
Staff expenses |
(444) |
(423) |
(1) |
(868) |
Other expenses |
(536) |
(457) |
51 |
(942) |
Total expenses |
(14,410) |
(5,200) |
180 |
(19,430) |
|
|
|
|
|
Profit before taxation |
1,000 |
672 |
|
1,672 |
Income tax expense |
(278) |
(195) |
|
(473) |
Net profit for the period |
722 |
477 |
|
1,199 |
|
|
|
|
|
Net gain on discontinued operations |
49 |
11 |
|
60 |
|
|
|
|
|
Net profit before minority interests |
771 |
488 |
|
1,259 |
Net profit attributable to minority interests |
23 |
11 |
|
34 |
Net profit attributable to shareholders |
748 |
477 |
|
1,225 |
|
|
|
|
|
Total income from external customers |
15,172 |
5,763 |
|
20,935 |
Total income internal |
287 |
120 |
(180) |
227 |
Total income |
15,459 |
5,883 |
(180) |
21,162 |
Non-cash expenses (excl. depreciation & amortisation) |
(55) |
(94) |
|
(149) |
