Assets

Cash and cash equivalents

1,211

543

628

(69)

2,313

Assets held for trading

74

183

2

259

Due from banks

1,038

943

162

2,143

Due from customers

2,161

4,632

87

(56)

6,824

Investments:

- Available for sale

35,793

15,569

9,950

61,312

- Held at fair value through profit or loss

285

1,475

123

1,883

- Investment property

1,148

1,673

163

2,984

- Associates and joint ventures

42

185

324

551

37,268

18,902

10,560

66,730

Investments related to unit-linked contracts

8,155

10,234

13,006

31,395

Reinsurance and other receivables

690

1,634

929

(75)

3,178

Property, plant and equipment

1,024

226

39

1,289

Goodwill and other intangible assets

262

406

1,112

1,780

Accrued interest and other assets

1,458

1,337

556

(63)

3,288

Total assets

53,341

39,040

27,081

(263)

119,199

Liabilities

Liabilities held for trading

2

23

25

Due to banks

2,727

1,207

159

4,093

Due to customers

52

16

102

170

Liabilities arising from insurance and investment contracts

36,685

20,045

9,953

(84)

66,599

Liabilities related to unit-linked contracts

8,155

10,633

13,000

31,788

Debt certificates

5

5

Subordinated liabilities

644

701

25

(14)

1,356

Other borrowings

51

966

1,109

(89)

2,037

Provisions

21

26

11

58

Current and deferred tax liabilities

392

279

113

784

Accrued interest and other liabilities

1,359

2,600

563

(72)

4,450

Total liabilities

50,088

36,501

25,035

(259)

111,365

Shareholders' equity

3,176

2,307

1,679

(4)

7,158

Minority interests

77

232

367

676

Total equity

3,253

2,539

2,046

(4)

7,834

Total liabilities and equity

53,341

39,040

27,081

(263)

119,199

Due from external customers

2,093

4,577

74

6,744

Due from internal customers

68

55

13

(56)

80

Due from customers

2,161

4,632

87

(56)

6,824

Due to external customers

52

16

102

170

Due to internal customers

Due to customers

52

16

102

170

31 December 2006

Insurance

Insurance

Insurance

Belgium

Netherlands

International

Eliminations

Total

Assets

Cash and cash equivalents

663

1,110

596

(129)

2,240

Assets held for trading

36

160

196

Due from banks

2,262

1,177

100

3,539

Due from customers

2,226

4,951

50

(66)

7,161

Investments:

- Available for sale

33,989

16,059

8,956

(3)

59,001

- Held at fair value through profit or loss

545

1,748

59

2,352

- Investment property

783

1,625

39

2,447

- Associates and joint ventures

73

212

264

549

35,390

19,644

9,318

(3)

64,349

Investments related to unit-linked contracts

8,213

9,504

11,148

28,865

Reinsurance and other receivables

662

1,849

956

(369)

3,098

Property, plant and equipment

1,004

330

35

1,369

Goodwill and other intangible assets

227

429

625

1,281

Accrued interest and other assets

1,089

1,297

499

(56)

2,829

Total assets

51,772

40,451

23,327

(623)

114,927

Liabilities

Liabilities held for trading

1

27

28

Due to banks

4,502

1,691

341

(1)

6,533

Due to customers

56

12

126

194

Liabilities arising from insurance and investment contracts

32,880

20,234

8,688

(80)

61,722

Liabilities related to unit-linked contracts

8,213

9,797

11,146

29,156

Debt certificates

5

5

Subordinated liabilities

643

782

29

(35)

1,419

Other borrowings

47

1,305

68

(155)

1,265

Provisions

11

26

63

100

Current and deferred tax liabilities

334

417

204

955

Accrued interest and other liabilities

1,475

2,673

713

(352)

4,509

Total liabilities

48,162

36,969

21,378

(623)

105,886

Shareholders' equity

3,534

3,256

1,573

8,363

Minority interests

76

226

376

678

Total equity

3,610

3,482

1,949

9,041

Total liabilities and equity

51,772

40,451

23,327

(623)

114,927

Due from external customers

2,153

4,875

49

7,077

Due from internal customers

73

76

1

(66)

84

Due from customers

2,226

4,951

50

(66)

7,161

Due to external customers

56

13

77

146

Due to internal customers

(1)

49

48

Due to customers

56

12

126

194

31 December 2005

Insurance

Insurance

Insurance

Belgium

Netherlands

International

Eliminations

Total

Assets

Cash and cash equivalents

1,014

677

856

(126)

2,421

Assets held for trading

276

123

399

Due from banks

2,282

1,195

240

3,717

Due from customers

2,252

6,332

81

(1,033)

7,632

Investments:

- Available for sale

29,867

14,775

8,282

52,924

- Held at fair value through profit or loss

633

1,585

29

2,247

- Investment property

716

1,382

46

2,144

- Associates and joint ventures

41

214

220

1

476

31,257

17,956

8,577

1

57,791

Investments related to unit-linked contracts

8,157

8,454

9,304

(8)

25,907

Reinsurance and other receivables

562

1,729

1,003

(42)

3,252

Property, plant and equipment

983

163

33

1,179

Goodwill and other intangible assets

208

415

665

1,288

Accrued interest and other assets

1,530

1,462

433

(60)

3,365

Total assets

48,521

38,506

21,192

(1,268)

106,951

Liabilities

Liabilities held for trading

1

27

1

29

Due to banks

3,906

15

877

(15)

4,783

Due to customers

61

92

87

(8)

232

Liabilities arising from insurance and investment contracts

29,703

20,345

8,163

(103)

58,108

Liabilities related to unit-linked contracts

8,158

8,658

9,335

26,151

Debt certificates

5

5

Subordinated liabilities

250

2,094

62

(814)

1,592

Other borrowings

61

1,358

117

(219)

1,317

Provisions

20

39

52

111

Current and deferred tax liabilities

1,205

587

213

2,005

Accrued interest and other liabilities

1,175

2,738

610

(109)

4,414

Total liabilities

44,540

35,958

19,517

(1,268)

98,747

Shareholders' equity

3,906

2,497

1,310

7,713

Minority interests

75

51

365

491

Total equity

3,981

2,548

1,675

8,204

Total liabilities and equity

48,521

38,506

21,192

(1,268)

106,951

Due from external customers

2,175

5,307

51

7,533

Due from internal customers

77

1,025

30

(1,033)

99

Due from customers

2,252

6,332

81

(1,033)

7,632

Due to external customers

61

84

81

226

Due to internal customers

8

6

(8)

6

Due to customers

61

92

87

(8)

232