Assets

Cash and cash equivalents

1,954

428

(69)

2,313

Assets held for trading

235

24

259

Due from banks

2,075

68

2,143

Due from customers

6,737

143

(56)

6,824

Investments:

- Available for sale

53,288

8,024

61,312

- Held at fair value through profit or loss

1,577

306

1,883

- Investment property

2,425

559

2,984

- Associates and joint ventures

470

81

551

57,760

8,970

66,730

Investments related to unit-linked contracts

31,395

31,395

Reinsurance and other receivables

1,144

2,109

(75)

3,178

Property, plant and equipment

1,115

174

1,289

Goodwill and other intangible assets

1,675

105

1,780

Accrued interest and other assets

2,684

667

(63)

3,288

Allocated assets

22

(22)

Total assets

106,796

12,666

(263)

119,199

Liabilities

Liabilities held for trading

20

5

25

Due to banks

4,006

87

4,093

Due to customers

28

142

170

Liabilities arising from insurance and investment contracts

57,987

8,696

(84)

66,599

Liabilities related to unit-linked contracts

31,788

31,788

Debt certificates

5

5

Subordinated liabilities

705

665

(14)

1,356

Other borrowings

1,765

361

(89)

2,037

Provisions

46

12

58

Current and deferred tax liabilities

659

125

784

Accrued interest and other liabilities

3,611

911

(72)

4,450

Total liabilities

100,620

11,004

(259)

111,365

Shareholders' equity

5,556

1,606

(4)

7,158

Minority interests

620

56

676

Total equity

6,176

1,662

(4)

7,834

Total liabilities and equity

106,796

12,666

(263)

119,199

Due from external customers

6,615

130

6,744

Due from internal customers

122

13

(56)

80

Due from customers

6,737

143

(56)

6,824

Due to external customers

28

142

170

Due to internal customers

Due to customers

28

142

170

31 December 2006

Insurance

Insurance

Life

Non-life

Eliminations

Total

Assets

Cash and cash equivalents

1,667

702

(129)

2,240

Assets held for trading

181

15

196

Due from banks

3,489

50

3,539

Due from customers

7,038

189

(66)

7,161

Investments:

- Available for sale

50,840

8,164

(3)

59,001

- Held at fair value through profit or loss

2,025

327

2,352

- Investment property

2,339

108

2,447

- Associates and joint ventures

445

104

549

55,649

8,703

(3)

64,349

Investments related to unit-linked contracts

28,865

28,865

Reinsurance and other receivables

1,187

2,280

(369)

3,098

Property, plant and equipment

1,111

258

1,369

Goodwill and other intangible assets

1,165

116

1,281

Accrued interest and other assets

2,317

568

(56)

2,829

Allocated assets

(44)

44

Total assets

102,625

12,925

(623)

114,927

Liabilities

Liabilities held for trading

23

5

28

Due to banks

6,120

414

(1)

6,533

Due to customers

72

122

194

Liabilities arising from insurance and investment contracts

53,618

8,184

(80)

61,722

Liabilities related to unit-linked contracts

29,156

29,156

Debt certificates

5

5

Subordinated liabilities

783

671

(35)

1,419

Other borrowings

1,142

278

(155)

1,265

Provisions

93

7

100

Current and deferred tax liabilities

747

208

955

Accrued interest and other liabilities

3,794

1,067

(352)

4,509

Total liabilities

95,553

10,956

(623)

105,886

Shareholders' equity

6,456

1,907

8,363

Minority interests

616

62

678

Total equity

7,072

1,969

9,041

Total liabilities and equity

102,625

12,925

(623)

114,927

Due from external customers

6,903

174

7,077

Due from internal customers

135

15

(66)

84

Due from customers

7,038

189

(66)

7,161

Due to external customers

23

123

146

Due to internal customers

49

(1)

48

Due to customers

72

122

194

31 December 2005

Insurance

Insurance

Life

Non-life

Eliminations

Total

Assets

Cash and cash equivalents

1,553

994

(126)

2,421

Assets held for trading

378

21

399

Due from banks

3,644

73

3,717

Due from customers

8,372

293

(1,033)

7,632

Investments:

- Available for sale

44,683

8,241

52,924

- Held at fair value through profit or loss

1,914

333

2,247

- Investment property

2,050

94

2,144

- Associates and joint ventures

392

83

1

476

49,039

8,751

1

57,791

Investments related to unit-linked contracts

25,915

(8)

25,907

Reinsurance and other receivables

1,496

1,798

(42)

3,252

Property, plant and equipment

892

287

1,179

Goodwill and other intangible assets

1,161

127

1,288

Accrued interest and other assets

2,813

612

(60)

3,365

Total assets

95,263

12,956

(1,268)

106,951

Liabilities

Liabilities held for trading

24

5

29

Due to banks

4,099

699

(15)

4,783

Due to customers

104

136

(8)

232

Liabilities arising from insurance and investment contracts

50,341

7,870

(103)

58,108

Liabilities related to unit-linked contracts

26,151

26,151

Debt certificates

5

5

Subordinated liabilities

2,339

67

(814)

1,592

Other borrowings

1,346

190

(219)

1,317

Provisions

79

32

111

Current and deferred tax liabilities

1,555

450

2,005

Accrued interest and other liabilities

3,502

1,021

(109)

4,414

Total liabilities

89,545

10,470

(1,268)

98,747

Shareholders' equity

5,288

2,425

7,713

Minority interests

430

61

491

Total equity

5,718

2,486

8,204

Total liabilities and equity

95,263

12,956

(1,268)

106,951

Due from external customers

7,322

211

7,533

Due from internal customers

1,050

82

(1,033)

99

Due from customers

8,372

293

(1,033)

7,632

Due to external customers

93

133

226

Due to internal customers

11

3

(8)

6

Due to customers

104

136

(8)

232