Assets

Cash and cash equivalents

27,002

2,313

1,171

(4,126)

26,360

Assets held for trading

75,347

259

130

(936)

74,800

Due from banks

118,346

2,143

11

(1,464)

119,036

Due from customers

315,301

6,824

5,330

(11,147)

316,308

Investments:

- Held to maturity

4,234

4,234

- Available for sale

103,180

61,312

1,031

(1,434)

164,089

- Held at fair value through profit or loss

5,718

1,883

1,194

(2,602)

6,193

- Investment property

688

2,984

(16)

3,656

- Associates and joint ventures

27,572

551

(15)

28,108

141,392

66,730

2,225

(4,067)

206,280

Investments related to unit-linked contracts

31,395

(275)

31,120

Reinsurance and other receivables

6,546

3,178

134

(140)

9,718

Property, plant and equipment

2,715

1,289

4,004

Goodwill and other intangible assets

1,559

1,780

3,339

Accrued interest and other assets

78,872

3,288

295

(2,241)

80,214

Total assets

767,080

119,199

9,296

(24,396)

871,179

Liabilities

Liabilities held for trading

89,457

25

482

(375)

89,589

Due to banks

192,141

4,093

1,006

(4,809)

192,431

Due to customers

267,164

170

25

(5,061)

262,298

Liabilities arising from insurance and investment contracts

39

66,599

(1,906)

64,732

Liabilities related to unit-linked contracts

31,788

31,788

Debt certificates

95,054

5

7,920

(906)

102,073

Subordinated liabilities

23,097

1,356

1,760

(4,288)

21,925

Other borrowings

2,666

2,037

1,836

(3,521)

3,018

Provisions

841

58

899

Current and deferred tax liabilities

1,424

784

230

52

2,490

Accrued interest and other liabilities

61,464

4,450

693

(865)

65,742

Total liabilities

733,347

111,365

13,952

(21,679)

836,985

Shareholders' equity

33,304

7,158

(4,698)

(2,717)

33,047

Minority interests

429

676

42

1,147

Total equity

33,733

7,834

(4,656)

(2,717)

34,194

Total liabilities and equity

767,080

119,199

9,296

(24,396)

871,179

31 December 2006

Banking

Insurance

General

Eliminations

Total

Assets

Cash and cash equivalents

20,791

2,240

1,491

(4,109)

20,413

Assets held for trading

70,635

196

131

(747)

70,215

Due from banks

89,413

3,539

48

(2,869)

90,131

Due from customers

285,877

7,161

3,019

(9,598)

286,459

Investments:

- Held to maturity

4,505

4,505

- Available for sale

127,818

59,001

1,169

(1,560)

186,428

- Held at fair value through profit or loss

3,535

2,352

964

(251)

6,600

- Investment property

600

2,447

3,047

- Associates and joint ventures

1,319

549

(14)

1,854

137,777

64,349

2,133

(1,825)

202,434

Investments related to unit-linked contracts

28,865

(116)

28,749

Reinsurance and other receivables

6,105

3,098

18

(34)

9,187

Property, plant and equipment

2,153

1,369

3,522

Goodwill and other intangible assets

980

1,281

2,261

Accrued interest and other assets

60,927

2,829

319

(2,217)

61,858

Total assets

674,658

114,927

7,159

(21,515)

775,229

Liabilities

Liabilities held for trading

64,257

28

302

(279)

64,308

Due to banks

177,161

6,533

1,107

(7,320)

177,481

Due to customers

260,056

194

14

(6,039)

254,225

Liabilities arising from insurance and investment contracts

40

61,722

(1,998)

59,764

Liabilities related to unit-linked contracts

29,156

29,156

Debt certificates

90,360

5

6,254

(900)

95,719

Subordinated liabilities

14,080

1,419

1,791

(1,915)

15,375

Other borrowings

2,178

1,265

103

(1,397)

2,149

Provisions

717

100

817

Current and deferred tax liabilities

1,469

955

256

53

2,733

Accrued interest and other liabilities

47,476

4,509

420

(454)

51,951

Total liabilities

657,794

105,886

10,247

(20,249)

753,678

Shareholders' equity

16,666

8,363

(3,119)

(1,266)

20,644

Minority interests

198

678

31

907

Total equity

16,864

9,041

(3,088)

(1,266)

21,551

Total liabilities and equity

674,658

114,927

7,159

(21,515)

775,229

31 December 2005

Banking

Insurance

General

Eliminations

Total

Assets

Cash and cash equivalents

25,594

2,421

5,186

(11,379)

21,822

Assets held for trading

62,830

399

217

(741)

62,705

Due from banks

80,054

3,717

(2,769)

81,002

Due from customers

277,862

7,632

6,745

(11,480)

280,759

Investments:

- Held to maturity

4,670

4,670

- Available for sale

126,698

52,924

1,152

(1,754)

179,020

- Held at fair value through profit or loss

2,290

2,247

845

(255)

5,127

- Investment property

402

2,144

2,546

- Associates and joint ventures

1,254

476

(24)

1,706

135,314

57,791

1,997

(2,033)

193,069

Investments related to unit-linked contracts

25,907

(240)

25,667

Reinsurance and other receivables

7,010

3,252

64

(769)

9,557

Property, plant and equipment

2,018

1,179

3,197

Goodwill and other intangible assets

634

1,288

1,922

Accrued interest and other assets

47,880

3,365

418

(2,369)

49,294

Total assets

639,196

106,951

14,627

(31,780)

728,994

Liabilities

Liabilities held for trading

50,755

29

220

(442)

50,562

Due to banks

174,780

4,783

3,476

(7,856)

175,183

Due to customers

263,285

232

22

(10,936)

252,603

Liabilities arising from insurance and investment contracts

29

58,108

(2,028)

56,109

Liabilities related to unit-linked contracts

26,151

26,151

Debt certificates

76,827

5

7,705

(810)

83,727

Subordinated liabilities

12,490

1,592

1,962

(2,287)

13,757

Other borrowings

5,023

1,317

821

(5,462)

1,699

Provisions

795

111

1

907

Current and deferred tax liabilities

1,309

2,005

279

36

3,629

Accrued interest and other liabilities

40,720

4,414

543

(666)

45,011

Total liabilities

626,013

98,747

15,029

(30,451)

709,338

Shareholders' equity

12,975

7,713

(430)

(1,329)

18,929

Minority interests

208

491

28

727

Total equity

13,183

8,204

(402)

(1,329)

19,656

Total liabilities and equity

639,196

106,951

14,627

(31,780)

728,994