The Board of Directors of Fortis is responsible for preparing the Fortis Consolidated Financial Statements as at 31 December 2007 in accordance with International Financial Reporting Standards as adopted by the European Union as well as with the European Transparency Directive (2004/109/EC).

The Board of Directors reviewed the Fortis Consolidated Financial Statements on 6 March 2008 and authorised their issue.

The Board of Directors of Fortis declares that, to the best of its knowledge, the Fortis Consolidated Financial Statements give a true and fair view of the assets, liabilities, financial position and profit or loss of Fortis and that the information contained herein has no omissions likely to modify significantly the scope of any statements made.

The Board of Directors of Fortis also declares that the Annual Review gives a fair review of the development and performance of the businesses of the Group.

The Fortis Consolidated Financial Statements will be submitted to the Annual General Meetings of Shareholders for approval on 29 April 2008.

Brussels/Utrecht, 6 March 2008

Board of Directors