Assets

Cash and cash equivalents

15

26,360

20,413

21,822

Assets held for trading

16

74,800

70,215

62,705

Due from banks

17

119,036

90,131

81,002

Due from customers

18

316,308

286,459

280,759

Investments:

19

- Held to maturity

4,234

4,505

4,670

- Available for sale

164,089

186,428

179,020

- Held at fair value through profit or loss

6,193

6,600

5,127

- Investment property

3,656

3,047

2,546

- Associates and joint ventures

28,108

1,854

1,706

206,280

202,434

193,069

Investments related to unit-linked contracts

31,120

28,749

25,667

Reinsurance and other receivables

21

9,718

9,187

9,557

Property, plant and equipment

22

4,004

3,522

3,197

Goodwill and other intangible assets

23

3,339

2,261

1,922

Accrued interest and other assets

24

80,214

61,858

49,294

Total assets

871,179

775,229

728,994

Liabilities

Liabilities held for trading

16

89,589

64,308

50,562

Due to banks

25

192,431

177,481

175,183

Due to customers

26

262,298

254,225

252,603

Liabilities arising from insurance and investment contracts

27

64,732

59,764

56,109

Liabilities related to unit-linked contracts

28

31,788

29,156

26,151

Debt certificates

29

102,073

95,719

83,727

Subordinated liabilities

30

21,925

15,375

13,757

Other borrowings

31

3,018

2,149

1,699

Provisions

32

899

817

907

Current and deferred tax liabilities

33

2,490

2,733

3,629

Accrued interest and other liabilities

34

65,742

51,951

45,011

Total liabilities

836,985

753,678

709,338

Shareholders' equity

4

33,047

20,644

18,929

Minority interests

5

1,147

907

727

Total equity

34,194

21,551

19,656

Total liabilities and equity

871,179

775,229

728,994